How to borrow credit from Etisalat :With the more hectic lifestyle today, staying connected has never been more important. You find yourself getting out of mobile credit when you need it most. That is where Etisalat’s borrowing feature of credit saves the day. The easy-to-use service allows you to borrow credit when your account balance is low, and you are never prohibited.
What is Etisalat Credit Borrowing?
Etisalat credit borrowing facility allows the customer to borrow a limited credit when they are running low, thus preventing the need to stop calls, send messages, or utilize data services. The facility comes in handy in case of need, when you have a low balance but still want to stay connected for unavoidable reasons.
Why Borrow Credit from Etisalat?
There are numerous advantages to borrowing credit from Etisalat:
Instant Credit: No waiting time to replenish. Instant credit via borrowed credit.
Flexibility: You can take a particular amount, as needed by you.
Convenience: If you have to make an urgent call or send an SMS in the blink of an eye, borrowed credit gives you the liberty to do so without a break.
Who can Borrow Credit from Etisalat?
Etisalat’s credit borrowing facility is extended to both prepaid and postpaid users, but under certain conditions. Ideally, your account must be active in Etisalat, and the account balance should be low. In the case of prepaid customers, credit can only be borrowed once a minimum quantum of credit has been consumed.
How to Borrow Credit from Etisalat
Step-by-Step Guide on Borrowing Credit
It is simple to borrow credit from Etisalat. Here is the step-by-step guide:
1. Check Your Balance: Find out whether your account balance is low and whether you are eligible to borrow. You can check by dialing a USSD code (like *101#).
2. Dial the USSD Code: Dial the given USSD code for Etisalat’s borrowing facility for credit. For example, you can dial *100# (or some other code depending on your location and the services of Etisalat).
3. Accept the Borrowing Amount: Etisalat will show you the borrowing amounts that you can borrow. You can accept the amount you require.
4. Get the Credit: Once you accept the amount, Etisalat will credit you immediately. The credit can be utilized immediately.
How to Borrow Credit using USSD Codes
The easiest way to borrow Etisalat credit is by using USSD codes. That might be because of your location and individual service. In that case, just try to follow the following steps:
Dial *100# to open the borrow menu.
Press as directed to receive the borrowing option and then authenticate.
The borrowed credit will be yours when completed.
Borrowing Credit Using The Etisalat App
For phone users, there is a feature in the Etisalat app that provides an easy way of borrowing credit. You simply log into your account, access the feature of borrowing credit, select how much you want to borrow, and proceed. Credit will be deducted from your account immediately.
Can You Borrow Credit for Calling Abroad
Yes, Etisalat allows you to borrow creditfor bothr local and international calls. This is a service that allows you to remain connected even when you make meaningful calls abroad.
Eligibility Criteria to Borrow Credit from Etisalat
Minimum Account Balance Requirements
Etisalat would normally allow credit borrowing only when your account balance falls below a specific amount. If your account balance exceeds the minimum amount specified, borrowing shall be prohibited.
How Long Should You Have Had Etisalat as Your Operator to Borrow Credit
You would have needed to be an Etisalat customer for at least 90 days to be able to borrow credit. This is to prevent customers from abusing the service and to make sure that customers have utilized the service previously.
Other Conditions to Borrow Credit
Other situations could be having an active account with no issues or restrictions. For example, if your account is suspended or restricted, you will not be able to borrow credit.
Borrowing Plans for Prepaid Customers
Prepaid users can borrow different amounts, depending on their usage and eligibility. Such available amounts typically range from a few texts or calls for small amounts to data or international calls for higher amounts.
Borrowing Plans for Postpaid Customers
Postpaid subscribers get more amount of credit because they pay monthly. The borrowed sum, however, will be added to next month’s bill and will need to be paid accordingly.
Different Loan Amounts and Fees
Etisalat provides you with multiple credit limits depending on what you require. Remember, however, that borrowed credit is not free. Etisalat takes a small amount as a charge for the convenience of borrowing, which they take from your next bill or balance. The charge depends on your plan and where you live.
Repayment of Borrowed Credit
How and When Do You Repay Borrowed Credit?
Auto deduction of borrowed credit. If your account balance reaches a level or on recharge, Etisalat will automatically deduct the borrowed credit and the related charges. If you are a postpaid customer, the repayment will be added to your next bill.
Effect of Non-Payment of Borrowed Credit on Your Account
If you fail to repay the borrowed credit, Etisalat can temporarily remove your right to borrow further credit. They also have the option of charging a penalty or interest on the pending amount. Repeated intentional default may result in blocking your account.
Does Borrowed Credit Affect Your Monthly Bill?
For postpaid customers, borrowed credit will be added to the monthly bill. For prepaid customers, it will be deducted from your future recharge; therefore, monitor the borrowed credit amount.
How to Check Your Borrowed Credit Balance
Utilizing the Etisalat App to Check Borrowed Credit
Etisalat’s mobile app allows you to easily review your borrowed credit balance. You can log in, use the “My Account” option, and view borrowed credit details.
Viewing Borrowed Credit through USSD Codes
Dial the specific USSD code corresponding to the borrow credit you are checking, e.g., generally *101# or a similarly equivalent code. The system will report your available borrowed credit amount outstanding.
Online Account Management Features
For others who would like to do their accounts online, there is an Etisalat customer portal in which you will be able to see all your details, including borrowed credit balances.
Troubleshooting Common Problems
What to Do If You’re Unable to Borrow Credit
When having trouble in attempting to borrow credit, check if your account qualifies for all the conditions needed (e.g., active account, minimum balance). If still faced with difficulty, resort to Etisalat customer service for guidance.
How to Correct Errors When Borrowing Credit
Normal faults include USSD code faults, ineligibility, or networks. Reboot your phone when in error, redial the USSD code, or try using the Etisalat application. If it fails, visit Etisalat customer care.
How to Coping with Insufficient to Pay Back Borrowed Credit
In case you have inadequate credit to repay the amount borrowed, your account will be suspended for a short while. Recharge immediately to avoid being further restricted.
Advantages of Getting Credit from Etisalat
Instant Credit Availability
The major advantage of credit from Etisalat is that you get to access money right away when you need it the most. An unexpected call or an impromptu purchase of data, and you are all set.
Simple Repayment
Repayment is simple and easy, courtesy of automatic repayment.
Simple for Emergency Situations
During emergencies, such as when you call an individual in haste or access urgent online services, borrowing credit from Etisalat means you are never late.
Alternatives to Borrowing Credit from Etisalat
Alternate Network Providers offering Similar Services
Other mobile networks, such as Vodafone, du, and Orange, also offer similar services of borrowing credit. They do the same as Etisalat, allowing their customers to borrow small amounts of credit.
How else can you recharge your Etisalat Account?
Apart from borrowing credit, you can also recharge your Etisalat account through scratch cards, online banking, or the Etisalat mobile app. This is for convenience when loading credit.
Frequently Asked Questions (FAQ) About Borrowing Credit from Etisalat
Can I Borrow Credit when My Account is Suspended?
No, you cannot borrow credit if your account at Etisalat is suspended. Make sure that your account is active and in good condition before attempting to borrow credit.
How often can I borrow Credit from Etisalat?
You can borrow credit many times over, depending on your account status and payment record. There could be some cap, however, on borrowing credit at one time.
Is Borrowing Credit from Etisalat Free?
No, it will have a small interest or charge, which will be added to your next bill or recharge.
How do I borrow credit from Etisalat UAE?
Dial *108# or *505# on your mobile and follow the requirements to borrow available credit in emergencies.
Conclusion
Etisalat’s credit borrowing facility is a convenient and essential tool for not getting disconnected when you have a low balance. If you are aware of the procedure, eligibility, and repayment, you can use this facility to your benefit to avoid disconnection in your communications. As a prepaid or postpaid customer, credit borrowing guarantees that you remain connected in essential situations.
